LIC Bima Sakhi Yojana : Modi’s New Scheme for Women – Get ₹7,000 Directly to Your Account Every Month!

LIC Bima Sakhi Yojana : In a powerful initiative aimed at empowering women across India, the Government, in collaboration with LIC, has introduced the LIC Bima Sakhi Yojana. This scheme not only promotes financial independence for women but also creates an opportunity for them to earn a steady monthly income of ₹7,000 directly credited to their bank accounts. Designed especially for women in rural and semi-urban areas, the Bima Sakhi Yojana is set to transform the lives of countless women by offering a dignified way to earn and grow.

Let’s explore the benefits, eligibility, application process, and more in this detailed guide to the LIC Bima Sakhi Scheme.

What is LIC Bima Sakhi Yojana?

The LIC Bima Sakhi Yojana is a women-centric scheme launched by Life Insurance Corporation (LIC) under the guidance of the Central Government. The primary objective is to empower women by offering them the opportunity to work as LIC Bima Sakhis (insurance agents), earn a stable monthly income, and help spread insurance awareness in their communities.

This scheme also supports women in becoming financially literate and self-reliant by offering skill training, commissions, and a fixed monthly remuneration of up to ₹7,000.

Key Highlights of LIC Bima Sakhi Yojana:

• Designed exclusively for Indian women aged between 18 to 45 years
• Monthly income of up to ₹7,000 directly into bank account
• Opportunity to work as a LIC insurance agent (Bima Sakhi)
• Financial independence and skill development
• Applicable in rural and semi-urban areas
• Commission-based earnings along with fixed salary
• Complete training and support provided by LIC

Objectives of the LIC Bima Sakhi Scheme

The primary goals of the scheme are:

• To promote financial inclusion and independence among women
• To improve insurance penetration in under-served areas
• To offer respectable earning opportunities for women
• To develop entrepreneurial and communication skills
• To support the socio-economic upliftment of rural and semi-urban women

Eligibility Criteria for LIC Bima Sakhi Yojana

To apply under this scheme, the applicant must meet the following eligibility requirements:

Criteria	Details
Gender	Only for Female Applicants
Age Limit	18 to 45 Years
Education Qualification	Minimum 10th Pass
Citizenship	Must be an Indian Citizen
Employment Status	Preferably unemployed or self-employed
Area of Residence	Rural or Semi-Urban Areas
Bank Account	Must have an active bank account linked with Aadhaar
Training	Must undergo training conducted by LIC

See More : SBI PPF Scheme

How to Apply for LIC Bima Sakhi Yojana

Here is the step-by-step process to apply:

1. Visit the nearest LIC branch office.
2. Enquire about the Bima Sakhi Yojana and collect the application form.
3. Fill in the required personal and professional details accurately.
4. Submit photocopies of required documents (Aadhaar card, educational certificates, bank passbook, etc.).
5. Attend the training sessions organized by LIC.
6. Upon successful completion, you will be enrolled as a Bima Sakhi and start receiving benefits.

Required Documents:

• Aadhaar Card
• PAN Card
• Recent Passport Size Photographs
• Educational Certificates (Minimum 10th Pass)
• Bank Account Details
• Residential Proof

Benefits of the LIC Bima Sakhi Scheme

The scheme offers a wide range of financial and personal development benefits. Here are some of the major advantages:

• Guaranteed monthly income of up to ₹7,000
• Additional commission-based earnings on insurance policies sold
• Training and professional development support from LIC
• Increased self-confidence and social recognition
• Flexibility to work from home or within your local area
• No investment or capital required to join

Benefit Type	Description
Monthly Salary	Fixed income credited directly to the bank account
Commission	On every policy sold under LIC
Recognition	Status as official LIC Bima Sakhi
Training	Free of cost training provided by LIC
Independence	Helps women become financially independent
Work Flexibility	Part-time or full-time – based on availability
Community Impact	Educate and support insurance awareness locally
Long-term Growth	Opportunity to become a full-time LIC agent

Responsibilities of a LIC Bima Sakhi

While the scheme provides substantial financial benefits, Bima Sakhis also have essential roles and responsibilities:

• Promote LIC insurance schemes within local communities
• Assist villagers in understanding and purchasing suitable policies
• Ensure documentation and verification processes are completed smoothly
• Follow up with customers for premium payments and renewals
• Spread awareness about financial planning and security

Training and Support by LIC

All selected candidates receive formal training from LIC experts. The training includes:

• Product knowledge and policy details
• Communication and sales techniques
• Documentation and regulatory compliance
• Customer service and retention strategies

The training usually spans 2 to 4 weeks and is provided free of cost. Upon completion, candidates receive certification and begin work as LIC Bima Sakhis.

Who Should Apply?

The LIC Bima Sakhi Yojana is perfect for:

• Women who are currently unemployed and seeking income opportunities
• Housewives looking for part-time work
• Women who want to serve their communities
• Individuals passionate about financial education and literacy
• Female students (aged 18+) who want to start early and build a stable career

Impact of LIC Bima Sakhi Yojana

This scheme is not just about employment; it’s about empowerment. Here’s how it’s making a difference:

• Improved household income in low-income families
• Enhanced confidence and communication among women
• Expansion of insurance services in rural belts
• Better understanding of financial products among villagers
• Encouragement of a savings and protection culture

Area	Impact Achieved
Economic Growth	Increased income in rural households
Social Development	Empowered women leading local awareness campaigns
Insurance Penetration	Higher policy enrollment rates in rural areas
Skill Development	Professional growth and job-ready training
Community Leadership	Women acting as role models and leaders
Financial Literacy	Improved knowledge about insurance and savings
Employment Generation	Thousands of women recruited under the scheme

Frequently Asked Questions (FAQs)

Is there any registration fee to join this scheme?
No, the LIC Bima Sakhi Yojana is completely free. No fees are required to register or undergo training.

Can women from urban areas apply?
The scheme is primarily targeted at rural and semi-urban women. However, interested women from other regions can still consult with their local LIC branch.

What happens after the training is completed?
After successful completion of training, you will be designated as a LIC Bima Sakhi and begin working immediately.

Do Bima Sakhis have any sales targets?
While there are suggested performance goals, the focus is more on awareness and assistance than aggressive sales.

Will I receive a government certificate or ID?
Yes, once enrolled, you will receive an official identification as LIC Bima Sakhi.

The LIC Bima Sakhi Yojana is a groundbreaking scheme that brings together employment, empowerment, and economic growth under one umbrella. It provides women with not only a source of income but also the confidence to lead and uplift their communities. If you or someone you know fits the eligibility, don’t miss this golden opportunity to become financially independent and contribute to society.

This article is based on publicly available information and is meant for educational and awareness purposes. For the most accurate and updated details, please visit the official LIC website or your nearest LIC branch office.